Luca Caranzano

Experience

2023 — Present
Chargeback Analyst
Monzo Bank

Managing high-volume disputes for a leading digital bank. Focused on minimizing revenue leakage through accurate reason code interpretation and evidence retrieval.

2022 — 2023
Operations Analyst
NatWest Group

Built strong relationships with internal and external stakeholders to streamline AML processes and ensure regulatory alignment.

2021 — 2022
Trust & Safety Analyst
Accenture Portugal

Handled sensitive digital safety cases, ensuring platform compliance and user protection. Developed strategies to mitigate fraud risk in high-traffic environments.

Education
Master of Science in Management with Marketing
University of Huddersfield, passed with Merit.

Projects

Dispute Triage Advisor — Mastercard UK
Mastercard UK · Issuer Perspective

Chargeback
Triage Advisor

An SME-guided decisioning tool for dispute analysts. Input the case details to receive a structured recommendation, evidence checklist, and risk assessment.

Case Input
Evaluating case parameters against Mastercard chargeback rules…

      This tool is a portfolio demonstration of SME knowledge in Mastercard UK chargeback operations from an issuer/neobank perspective. Mock responses are based on real Mastercard rules and UK Consumer Law. Not financial or legal advice. Built by Luca.